What Is Water Damage and Flood Damage?
It is a good idea to have both water damage and flood insurance. Water Damage versus Flood Damage Just as Central and Northern California are experiencing strong storms, there is no sign of the rain stopping. A lot of home and business owners are shocked to discover that water and flood damage are two different types of problems. They are classified under different sets of insurance. For example, if you possess homeowner’s insurance but not flood insurance, you may be out of luck when it comes to getting the insurance company to pay. Flood insurance does not encompass water damage , and homeowner’s insurance does not cover flood damage. That’s why most home and business owners must have both, primarily when their properties are located in high-risk areas. To clear up any confusion, we’ve created this guide on water damage. Read on to learn more about what it is and isn’t as well as ways you can prevent it from occurring in the first place! What Is Considered Water Damage? Water damage,...